Side-by-side · Q2 2026 data
Chemcel Federal Credit Union vs Rio Grande Valley Credit Union
Metric by metric
| Measure | Chemcel Federal Credit Union | Rio Grande Valley Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 71 (stronger) | 55 |
| Loan quality | 75 | 86 (stronger) |
| Earnings | 52 | 53 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 63rd | 60th |
| Total assets | $184.0M | $180.1M |
| Deposits / shares | $159.9M | $159.2M |
| Capital ratio | 12.11% (stronger) | 10.54% |
| Problem loans | 0.75% | 0.42% (stronger) |
| Net charge-offs | 0.82% | 0.28% (stronger) |
| Return on assets | 0.80% | 0.83% (stronger) |
| Loans ÷ deposits | 64.1% | 39.2% (stronger) |
| Uninsured deposits | 4.2% | 2.2% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chemcel Federal Credit Union has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Chemcel Federal Credit Union leads on 2 and Rio Grande Valley Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.