Side-by-side · Q2 2026 data
Chemung Canal Trust Company, National Association vs Arrow Bank National Association
Bank
Chemung Canal Trust Company, National Association
Elmira, New York · $1 billion – $10 billion
Metric by metric
| Measure | Chemung Canal Trust Company, National Association | Arrow Bank National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 64 (stronger) | 43 |
| Loan quality | 87 | 92 (stronger) |
| Earnings | 76 (stronger) | 64 |
| Funding & liquidity | 43 | 49 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 66th | 40th |
| Total assets | $2.8B | $4.5B |
| Deposits / shares | $2.4B | $3.7B |
| Capital ratio | 11.38% (stronger) | 9.33% |
| Problem loans | 0.38% | 0.24% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 1.40% (stronger) | 1.11% |
| Loans ÷ deposits | 98.9% | 94.1% (stronger) |
| Uninsured deposits | 31.4% | 30.3% (stronger) |
| Offices | 30 | 54 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.1% | 20.5% |
Chemung Canal Trust Company, National Association has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Chemung Canal Trust Company, National Association leads on 4 and Arrow Bank National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.