Side-by-side · Q2 2026 data
Cheney Federal Credit Union vs Avista Corp. Credit Union
Metric by metric
| Measure | Cheney Federal Credit Union | Avista Corp. Credit Union |
|---|---|---|
| TellerScore | 69 | 86 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 82 | 97 (stronger) |
| Earnings | 44 (stronger) | 41 |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 48th | 80th |
| Total assets | $147.9M | $72.5M |
| Deposits / shares | $131.8M | $59.2M |
| Capital ratio | 10.01% | 18.04% (stronger) |
| Problem loans | 0.55% | 0.08% (stronger) |
| Net charge-offs | 0.07% | -0.00% (stronger) |
| Return on assets | 0.60% (stronger) | 0.53% |
| Loans ÷ deposits | 57.6% (stronger) | 72.1% |
| Uninsured deposits | 5.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Avista Corp. Credit Union has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Cheney Federal Credit Union leads on 2 and Avista Corp. Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.