Headquartered in Spokane, Washington, Avista Corp. Credit Union is a federally insured state-chartered credit union with $72.5M in total assets and $59.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1934.
Based on its Q2 2026 filing, Avista Corp. Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 10th. Its strongest component is capital cushion (100/100; 18.04%), and its lowest is earnings (41/100; 0.53%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (79 → 86), mostly because the earnings component improved by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 83 |
| Q4 2024 | 83 |
| Q1 2025 | 78 |
| Q2 2025 | 79 |
| Q3 2025 | 80 |
| Q4 2025 | 81 |
| Q1 2026 | 86 |
| Q2 2026 | 86 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.99% |
| Q3 2024 | 19.96% |
| Q4 2024 | 19.39% |
| Q1 2025 | 18.52% |
| Q2 2025 | 18.61% |
| Q3 2025 | 18.33% |
| Q4 2025 | 18.07% |
| Q1 2026 | 18.02% |
| Q2 2026 | 18.04% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.08% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.04% |
| Q3 2025 | 0.03% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.02% |
| Q2 2026 | 0.08% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.36% |
| Q4 2024 | 0.26% |
| Q1 2025 | -0.52% |
| Q2 2025 | -0.40% |
| Q3 2025 | -0.25% |
| Q4 2025 | -0.11% |
| Q1 2026 | 0.45% |
| Q2 2026 | 0.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $72.5M | 18.04% | 0.08% | 0.53% | 72.1% |
| Q1 2026 | 86 | $71.9M | 18.02% | 0.02% | 0.45% | 70.5% |
| Q4 2025 | 81 | $71.3M | 18.07% | 0.03% | -0.11% | 72.2% |
| Q3 2025 | 80 | $70.0M | 18.33% | 0.03% | -0.25% | 72.5% |
| Q2 2025 | 79 | $69.0M | 18.61% | 0.04% | -0.40% | 72.9% |
| Q1 2025 | 78 | $69.5M | 18.52% | 0.04% | -0.52% | 70.3% |
| Q4 2024 | 83 | $66.9M | 19.39% | 0.07% | 0.26% | 75.4% |
| Q3 2024 | 83 | $65.0M | 19.96% | 0.08% | 0.36% | 79.2% |
| Q2 2024 | 85 | $64.8M | 19.99% | 0.00% | 0.50% | 82.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Tri-Cities Community Federal Credit UnionCredit union Kennewick, WA | 68 out of 100, Moderate | $75.6M | 14.6% | 1.47% | vs |
| Evergreendirect Credit UnionCredit union Tumwater, WA | 68 out of 100, Moderate | $75.6M | 11.5% | 0.63% | vs |
| Safeway Federal Credit UnionCredit union Spokane, WA | 63 out of 100, Moderate | $77.0M | 20.0% | 2.35% | vs |
| Spokane City Credit UnionCredit union Spokane, WA | 69 out of 100, Moderate | $65.9M | 10.6% | 0.11% | vs |
| Westedge Federal Credit UnionCredit union Bellingham, WA | 81 out of 100, Strong | $79.2M | 17.4% | 1.32% | vs |
| Primesource Credit UnionCredit union Spokane, WA | 46 out of 100, Below average | $83.9M | 12.4% | 2.57% | vs |
Deposit insurance
Is my money safe at Avista Corp. Credit Union?
Yes. Avista Corp. Credit Union is a federally insured credit union (NCUA charter #68284). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.04%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Avista Corp. Credit Union lists 1 office in 1 city. Most locations:
- Spokane, WA (1)
Identity & history
Profile
- Legal name
- Avista Corp. Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68284
- RSSD ID
- 982692
- Primary regulator
- State + NCUA
- Established
- 1934
- Headquarters
- P.O. Box 3727, Spokane, WA 99220
- Employees
- 4
Quick answers
Avista Corp. Credit Union: common questions
Is Avista Corp. Credit Union NCUA insured?
Yes. Avista Corp. Credit Union is a federally insured credit union (NCUA charter #68284). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Avista Corp. Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Avista Corp. Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Spokane
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bay Shore Credit UnionCredit union Marinette, WI | 92 out of 100, Very strong | $48.2M | 18.6% | 0.27% | vs |
| Responders Emergency Services Credit UnionCredit union Spokane, WA | 87 out of 100, Very strong | $56.2M | 17.3% | 0.01% | vs |
| Spokane Firefighters Credit UnionCredit union Spokane, WA | 87 out of 100, Very strong | $86.4M | 14.5% | 0.15% | vs |
| Delta Schools Federal Credit UnionCredit union Antioch, CA | 81 out of 100, Strong | $66.5M | 10.7% | 0.00% | vs |
| RiverBankBank Spokane, WA | 77 out of 100, Strong | $310.2M | 11.3% | 0.31% | vs |
| Slo Credit UnionCredit union San Luis Obispo, CA | 77 out of 100, Strong | $29.1M | 14.5% | 0.20% | vs |