Side-by-side · Q2 2026 data
Cheney Federal Credit Union vs Mountaincrest Credit Union
Metric by metric
| Measure | Cheney Federal Credit Union | Mountaincrest Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 67 |
| Capital cushion | 50 | 94 (stronger) |
| Loan quality | 82 (stronger) | 26 |
| Earnings | 44 | 60 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 94 (stronger) | 74 |
| Peer percentile | 48th | 41st |
| Total assets | $147.9M | $152.9M |
| Deposits / shares | $131.8M | $130.9M |
| Capital ratio | 10.01% | 14.42% (stronger) |
| Problem loans | 0.55% (stronger) | 2.22% |
| Net charge-offs | 0.07% (stronger) | 0.96% |
| Return on assets | 0.60% | 0.99% (stronger) |
| Loans ÷ deposits | 57.6% (stronger) | 74.8% |
| Uninsured deposits | 5.4% (stronger) | 5.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cheney Federal Credit Union has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Cheney Federal Credit Union leads on 5 and Mountaincrest Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.