Side-by-side · Q2 2026 data
Cherokee County Federal Credit Union vs Hockley County Credit Union
Metric by metric
| Measure | Cherokee County Federal Credit Union | Hockley County Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 63 | 78 (stronger) |
| Earnings | 59 (stronger) | 36 |
| Funding & liquidity | 76 | 97 (stronger) |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 59th | 26th |
| Total assets | $44.8M | $45.4M |
| Deposits / shares | $32.6M | $40.2M |
| Capital ratio | 27.28% (stronger) | 9.42% |
| Problem loans | 1.11% | 0.65% (stronger) |
| Net charge-offs | 1.08% | -0.67% (stronger) |
| Return on assets | 0.98% (stronger) | 0.39% |
| Loans ÷ deposits | 84.7% | 63.2% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 8.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cherokee County Federal Credit Union has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Cherokee County Federal Credit Union leads on 4 and Hockley County Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.