Side-by-side · Q2 2026 data
Chesapeake Bank vs Baylands Family Credit Union
Metric by metric
| Measure | Chesapeake Bank | Baylands Family Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 58 |
| Capital cushion | 62 (stronger) | 46 |
| Loan quality | 92 (stronger) | 42 |
| Earnings | 91 (stronger) | 54 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 81 |
| Peer percentile | 91st | 19th |
| Total assets | $1.7B | $95.0M |
| Deposits / shares | $1.5B | $85.5M |
| Capital ratio | 11.18% (stronger) | 9.62% |
| Problem loans | 0.24% (stronger) | 1.74% |
| Net charge-offs | 0.07% (stronger) | 0.29% |
| Return on assets | 1.78% (stronger) | 0.86% |
| Loans ÷ deposits | 74.2% | 57.5% (stronger) |
| Uninsured deposits | 23.2% | 2.6% (stronger) |
| Offices | 17 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | 3.8% |
Chesapeake Bank has the higher TellerScore (81 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Chesapeake Bank leads on 5 and Baylands Family Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.