Side-by-side · Q2 2026 data
Chesapeake Bank vs Truist Bank
Metric by metric
| Measure | Chesapeake Bank | Truist Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 63 |
| Capital cushion | 62 (stronger) | 48 |
| Loan quality | 92 (stronger) | 76 |
| Earnings | 91 (stronger) | 66 |
| Funding & liquidity | 77 (stronger) | 49 |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 91st | 61st |
| Total assets | $1.7B | $548.3B |
| Deposits / shares | $1.5B | $419.2B |
| Capital ratio | 11.18% (stronger) | 9.82% |
| Problem loans | 0.24% (stronger) | 0.72% |
| Net charge-offs | 0.07% (stronger) | 0.55% |
| Return on assets | 1.78% (stronger) | 1.16% |
| Loans ÷ deposits | 74.2% (stronger) | 78.0% |
| Uninsured deposits | 23.2% (stronger) | 44.9% |
| Offices | 17 | 1,908 |
| CFPB complaints (3 yrs) | — | 14,404 |
| Complaints per $1B deposits | — | 34.4 |
| Mortgage denial rate (HMDA) | 19.4% | 40.8% |
Chesapeake Bank has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Chesapeake Bank leads on 7 and Truist Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Richmond, VA
- Williamsburg, VA
- Chesterfield, VA
- Gloucester, VA