Side-by-side · Q2 2026 data
Chessie Federal Credit Union vs City of Clarksburg Federal Credit Union
Credit union
City of Clarksburg Federal Credit Union
Clarksburg, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Chessie Federal Credit Union | City of Clarksburg Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 83 |
| Capital cushion | 88 | 92 (stronger) |
| Loan quality | 73 | 99 (stronger) |
| Earnings | 70 (stronger) | 27 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 83rd | 72nd |
| Total assets | $434.4M | $8.2M |
| Deposits / shares | $372.3M | $7.0M |
| Capital ratio | 13.83% | 14.22% (stronger) |
| Problem loans | 0.82% | 0.02% (stronger) |
| Net charge-offs | 0.33% | -0.81% (stronger) |
| Return on assets | 1.24% (stronger) | 0.19% |
| Loans ÷ deposits | 59.1% | 29.3% (stronger) |
| Uninsured deposits | 1.9% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Chessie Federal Credit Union leads on 1 and City of Clarksburg Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.