Side-by-side · Q2 2026 data
Chessie Federal Credit Union vs Home Federal Credit Union
Metric by metric
| Measure | Chessie Federal Credit Union | Home Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 77 |
| Capital cushion | 88 | 93 (stronger) |
| Loan quality | 73 (stronger) | 70 |
| Earnings | 70 (stronger) | 45 |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 83rd | 57th |
| Total assets | $434.4M | $38.4M |
| Deposits / shares | $372.3M | $32.8M |
| Capital ratio | 13.83% | 14.33% (stronger) |
| Problem loans | 0.82% (stronger) | 0.89% |
| Net charge-offs | 0.33% | 0.31% (stronger) |
| Return on assets | 1.24% (stronger) | 0.62% |
| Loans ÷ deposits | 59.1% (stronger) | 74.4% |
| Uninsured deposits | 1.9% (stronger) | 5.9% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | — |
Chessie Federal Credit Union has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Chessie Federal Credit Union leads on 5 and Home Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.