Side-by-side · Q2 2026 data
Chessie Federal Credit Union vs United Hospital Center Federal Credit Union
Credit union
United Hospital Center Federal Credit Union
Bridgeport, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Chessie Federal Credit Union | United Hospital Center Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 74 |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 73 (stronger) | 35 |
| Earnings | 70 (stronger) | 61 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 79 |
| Peer percentile | 83rd | 49th |
| Total assets | $434.4M | $13.2M |
| Deposits / shares | $372.3M | $10.3M |
| Capital ratio | 13.83% | 22.36% (stronger) |
| Problem loans | 0.82% (stronger) | 1.95% |
| Net charge-offs | 0.33% (stronger) | 8.55% |
| Return on assets | 1.24% (stronger) | 1.02% |
| Loans ÷ deposits | 59.1% (stronger) | 59.2% |
| Uninsured deposits | 1.9% (stronger) | 3.1% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | — |
Chessie Federal Credit Union has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Chessie Federal Credit Union leads on 6 and United Hospital Center Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.