Side-by-side · Q2 2026 data
Chevron Federal Credit Union vs Safe 1 Credit Union
Metric by metric
| Measure | Chevron Federal Credit Union | Safe 1 Credit Union |
|---|---|---|
| TellerScore | 81 | 90 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 87 | 88 (stronger) |
| Earnings | 85 | 90 (stronger) |
| Funding & liquidity | 72 (stronger) | 68 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 89th | 98th |
| Total assets | $5.4B | $1.2B |
| Deposits / shares | $4.7B | $963.8M |
| Capital ratio | 12.38% | 16.03% (stronger) |
| Problem loans | 0.38% | 0.37% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.40% |
| Return on assets | 1.64% | 1.74% (stronger) |
| Loans ÷ deposits | 87.8% (stronger) | 92.4% |
| Uninsured deposits | 12.0% | 1.8% (stronger) |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | 12.3% |
Safe 1 Credit Union has the higher TellerScore (90 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Chevron Federal Credit Union leads on 2 and Safe 1 Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.