Side-by-side · Q2 2026 data
Chevron Federal Credit Union vs Wescom Central Credit Union
Metric by metric
| Measure | Chevron Federal Credit Union | Wescom Central Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 59 |
| Capital cushion | 74 (stronger) | 29 |
| Loan quality | 87 (stronger) | 86 |
| Earnings | 85 (stronger) | 39 |
| Funding & liquidity | 72 | 80 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 89th | 22nd |
| Total assets | $5.4B | $6.6B |
| Deposits / shares | $4.7B | $4.3B |
| Capital ratio | 12.38% (stronger) | 7.90% |
| Problem loans | 0.38% (stronger) | 0.43% |
| Net charge-offs | 0.21% (stronger) | 0.39% |
| Return on assets | 1.64% (stronger) | 0.47% |
| Loans ÷ deposits | 87.8% | 80.7% (stronger) |
| Uninsured deposits | 12.0% | 6.2% (stronger) |
| Offices | 9 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | 32.0% |
Chevron Federal Credit Union has the higher TellerScore (81 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Chevron Federal Credit Union leads on 5 and Wescom Central Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.