Side-by-side · Q2 2026 data
Cheyenne-Laramie County Employees Federal Credit Union vs Cit-Co Federal Credit Union
Credit union
Cheyenne-Laramie County Employees Federal Credit Union
Cheyenne, Wyoming · Under $100 million in assets
Metric by metric
| Measure | Cheyenne-Laramie County Employees Federal Credit Union | Cit-Co Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 52 | 83 (stronger) |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 77th | 65th |
| Total assets | $31.9M | $32.9M |
| Deposits / shares | $26.8M | $29.4M |
| Capital ratio | 15.44% (stronger) | 10.40% |
| Problem loans | 1.44% | 0.51% (stronger) |
| Net charge-offs | 0.44% | 0.12% (stronger) |
| Return on assets | 1.67% | 4.50% (stronger) |
| Loans ÷ deposits | 18.4% (stronger) | 68.7% |
| Uninsured deposits | 1.0% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cheyenne-Laramie County Employees Federal Credit Union has the higher TellerScore (85 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Cheyenne-Laramie County Employees Federal Credit Union leads on 3 and Cit-Co Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.