Side-by-side · Q2 2026 data
Chickasaw Community Bank vs Panhandle First Bank
Metric by metric
| Measure | Chickasaw Community Bank | Panhandle First Bank |
|---|---|---|
| TellerScore | 47 | 56 (stronger) |
| Capital cushion | 60 | 80 (stronger) |
| Loan quality | 7 | 22 (stronger) |
| Earnings | 46 (stronger) | 37 |
| Funding & liquidity | 73 | 75 (stronger) |
| Problem-loan coverage | 72 | 76 (stronger) |
| Peer percentile | 5th | 13th |
| Total assets | $557.1M | $568.7M |
| Deposits / shares | $490.0M | $463.0M |
| Capital ratio | 11.03% | 13.03% (stronger) |
| Problem loans | 2.78% | 2.34% (stronger) |
| Net charge-offs | -0.01% (stronger) | 2.97% |
| Return on assets | 0.66% (stronger) | 0.42% |
| Loans ÷ deposits | 65.4% (stronger) | 75.6% |
| Uninsured deposits | 35.0% | 23.4% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.1% | — |
Panhandle First Bank has the higher TellerScore (56 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Chickasaw Community Bank leads on 3 and Panhandle First Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.