TellerScore

Chickasaw Community Bank (FDIC certificate #11521) is based in Oklahoma City, Oklahoma. Its Q2 2026 call report shows $557.1M in total assets and $490.0M in deposits and 5 offices.

Based on its Q2 2026 filing, Chickasaw Community Bank scores 47/100, which we describe as below average. That is higher than only 5% of 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 152nd. Its strongest component is funding & liquidity (73/100; 65% loans-to-deposits, 35% uninsured), and its lowest is loan quality (7/100; 2.78%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Tier 1 leverage ratio: 11.03%
Loan quality7/100
Noncurrent loans ÷ total loans: 2.78%
Earnings46/100
Return on assets (annualized): 0.66%
Funding & liquidity73/100
Loans ÷ deposits and uninsured-deposit share: 65.4% · 35.0% uninsured
Problem-loan coverage72/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 13.80%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 11 points (58 → 47), mostly because the capital cushion component weakened by 27 points.

TellerScore
435362Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202451
Q3 202453
Q4 202457
Q1 202562
Q2 202558
Q3 202553
Q4 202543
Q1 202650
Q2 202647
Tier 1 leverage ratio
5.00%9.61%14.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20247.84%
Q3 20248.14%
Q4 202414.23%
Q1 202513.96%
Q2 202513.66%
Q3 202511.52%
Q4 202511.73%
Q1 202611.79%
Q2 202611.03%
Noncurrent loans
0.13%1.98%3.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.13%
Q3 20240.34%
Q4 20241.72%
Q1 20251.79%
Q2 20252.29%
Q3 20252.25%
Q4 20253.83%
Q1 20263.33%
Q2 20262.78%
Return on assets
-0.35%0.27%0.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.34%
Q3 2024-0.16%
Q4 2024-0.35%
Q1 20250.32%
Q2 20250.50%
Q3 20250.51%
Q4 20250.34%
Q1 20260.89%
Q2 20260.66%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202647$557.1M11.03%2.78%0.66%65.4%
Q1 202650$447.2M11.79%3.33%0.89%64.0%
Q4 202543$435.9M11.73%3.83%0.34%71.3%
Q3 202553$447.7M11.52%2.25%0.51%67.1%
Q2 202558$450.4M13.66%2.29%0.50%68.0%
Q1 202562$459.4M13.96%1.79%0.32%69.6%
Q4 202457$469.5M14.23%1.72%-0.35%71.7%
Q3 202453$412.7M8.14%0.34%-0.16%80.2%
Q2 202451$416.4M7.84%0.13%-0.34%83.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.03%
51st
Total risk-based capital21.24%
89th
Problem loans2.78%
7th
Net charge-offs-0.01%
87th
Return on assets0.66%
17th
Net interest margin3.59%
32nd
Efficiency ratio85.4%
8th
Loans to deposits65.4%
76th
Uninsured deposits35.0%
17th
Loan-loss reserves1.44%
74th
Texas ratio13.8%
11th

Similar-size banks in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
First Pryority BankBank Pryor, OK58 out of 100, Moderate$558.1M10.5%1.69%vs
Panhandle First BankBank Guymon, OK56 out of 100, Moderate$568.7M13.0%2.34%vs
Vast Bank, National AssociationBank Tulsa, OK84 out of 100, Strong$540.4M14.1%0.01%vs
First National Bank & Trust Company of McAlesterBank Mcalester, OK71 out of 100, Strong$580.4M10.9%1.34%vs
Cattlemens BankBank Altus, OK68 out of 100, Moderate$595.2M10.3%0.29%vs
Wisdom Heritage BankBank Alva, OK78 out of 100, Strong$601.3M14.2%1.28%vs

Deposit insurance

Is my money safe at Chickasaw Community Bank?

Yes. Chickasaw Community Bank is an FDIC-insured institution (FDIC certificate #11521). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 35.0% of deposits ($171.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.03%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 21.24% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Chickasaw Community Bank lists 5 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Chickasaw Community Bank reported 341 home-loan applications under HMDA (LEI 549300LIZH7VW4DFJK44): 161 originated ($39,225,000 total), 84 denied, and 95 withdrawn or closed by the applicant. Its denial rate on decided applications was 34.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Chickasaw Community Bank
Former names
First State Bank in Davidson; Bank 2
Type
State-chartered bank (Fed member)
FDIC certificate #
11521
RSSD ID
64552
Primary regulator
FED
Holding company
Chickasaw Banc Holding Co
Established
January 1, 1903
Headquarters
7500 W Memorial Rd, Oklahoma City, OK 73142
Employees
77

Quick answers

Chickasaw Community Bank: common questions

Is Chickasaw Community Bank FDIC insured?

Yes. Chickasaw Community Bank is an FDIC-insured institution (FDIC certificate #11521). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Chickasaw Community Bank's TellerScore?

47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Chickasaw Community Bank ever failed?

There is no failure record for FDIC certificate #11521 in the FDIC failed bank list.

How many branches does Chickasaw Community Bank have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Oklahoma City

InstitutionScoreAssetsCapitalProblem loansCompare
Oklahoma Federal Credit UnionCredit union Oklahoma City, OK91 out of 100, Very strong$198.9M20.2%0.24%vs
The First Bank of OkarcheBank Okarche, OK89 out of 100, Very strong$137.5M16.1%1.04%vs
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs
Correctional Workers Federal Credit UnionCredit union El Reno, OK88 out of 100, Very strong$10.5M17.9%0.19%vs
Sooner State BankBank Tuttle, OK86 out of 100, Very strong$354.6M12.8%0.33%vs
Bank 7Bank Oklahoma City, OK86 out of 100, Very strong$1.9B13.9%0.39%vs