Side-by-side · Q2 2026 data
Chillicothe State Bank vs The Hamilton Bank
Metric by metric
| Measure | Chillicothe State Bank | The Hamilton Bank |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 29 | 43 (stronger) |
| Loan quality | 76 | 84 (stronger) |
| Earnings | 70 | 82 (stronger) |
| Funding & liquidity | 84 | 96 (stronger) |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 26th | 57th |
| Total assets | $135.2M | $119.8M |
| Deposits / shares | $122.7M | $112.9M |
| Capital ratio | 7.89% | 9.29% (stronger) |
| Problem loans | 0.72% | 0.47% (stronger) |
| Net charge-offs | -0.01% | -0.06% (stronger) |
| Return on assets | 1.24% | 1.54% (stronger) |
| Loans ÷ deposits | 60.6% | 45.5% (stronger) |
| Uninsured deposits | 29.3% | 18.8% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
The Hamilton Bank has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Chillicothe State Bank leads on 0 and The Hamilton Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.