The Hamilton Bank is a state-chartered bank headquartered in Hamilton, Missouri, in business for about 88 years. At the end of Q2 2026 it reported $119.8M in total assets and $112.9M in deposits, with 3 offices.
Based on its Q2 2026 filing, The Hamilton Bank scores 74/100, which we describe as strong. That is higher than 57% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 86th. Its strongest component is funding & liquidity (96/100; 45% loans-to-deposits, 19% uninsured), and its lowest is capital cushion (43/100; 9.29%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (68 → 74), mostly because the loan quality component improved by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 69 |
| Q4 2024 | 72 |
| Q1 2025 | 77 |
| Q2 2025 | 68 |
| Q3 2025 | 63 |
| Q4 2025 | 62 |
| Q1 2026 | 74 |
| Q2 2026 | 74 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.23% |
| Q3 2024 | 10.28% |
| Q4 2024 | 10.02% |
| Q1 2025 | 9.85% |
| Q2 2025 | 9.81% |
| Q3 2025 | 9.74% |
| Q4 2025 | 10.08% |
| Q1 2026 | 9.81% |
| Q2 2026 | 9.29% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.89% |
| Q3 2024 | 1.05% |
| Q4 2024 | 0.62% |
| Q1 2025 | 0.37% |
| Q2 2025 | 1.28% |
| Q3 2025 | 1.74% |
| Q4 2025 | 1.88% |
| Q1 2026 | 0.51% |
| Q2 2026 | 0.47% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.32% |
| Q3 2024 | 1.23% |
| Q4 2024 | 1.35% |
| Q1 2025 | 1.58% |
| Q2 2025 | 1.65% |
| Q3 2025 | 1.58% |
| Q4 2025 | 1.51% |
| Q1 2026 | 1.38% |
| Q2 2026 | 1.54% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $119.8M | 9.29% | 0.47% | 1.54% | 45.5% |
| Q1 2026 | 74 | $120.1M | 9.81% | 0.51% | 1.38% | 45.2% |
| Q4 2025 | 62 | $112.3M | 10.08% | 1.88% | 1.51% | 49.5% |
| Q3 2025 | 63 | $111.1M | 9.74% | 1.74% | 1.58% | 51.6% |
| Q2 2025 | 68 | $110.9M | 9.81% | 1.28% | 1.65% | 50.6% |
| Q1 2025 | 77 | $111.0M | 9.85% | 0.37% | 1.58% | 49.8% |
| Q4 2024 | 72 | $109.2M | 10.02% | 0.62% | 1.35% | 52.2% |
| Q3 2024 | 69 | $101.0M | 10.28% | 1.05% | 1.23% | 53.8% |
| Q2 2024 | 70 | $103.1M | 10.23% | 0.89% | 1.32% | 51.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kennett Trust BankBank Kennett, MO | 49 out of 100, Below average | $122.1M | 11.4% | 2.65% | vs |
| The First National Bank of Nevada, MissouriBank Nevada, MO | 82 out of 100, Strong | $122.2M | 16.1% | 0.95% | vs |
| Metz Banking CompanyBank Nevada, MO | 85 out of 100, Very strong | $117.3M | 11.6% | 0.00% | vs |
| Bank of Brookfield - Purdin, National AssociationBank Brookfield, MO | 76 out of 100, Strong | $116.7M | 11.1% | 0.00% | vs |
| Bank of New MadridBank New Madrid, MO | 92 out of 100, Very strong | $116.6M | 14.1% | 0.04% | vs |
| Neighbors BankBank Clarence, MO | 47 out of 100, Below average | $115.6M | 11.1% | 1.38% | vs |
Deposit insurance
Is my money safe at The Hamilton Bank?
Yes. The Hamilton Bank is an FDIC-insured institution (FDIC certificate #15606). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.8% of deposits ($21.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.29%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.63% (benchmark: 10%).
3 locations
Branches
The Hamilton Bank lists 3 offices in 3 cities. Most locations:
- Breckenridge, MO (1)
- Hamilton, MO (1)
- Lathrop, MO (1)
HMDA 2025
Mortgage lending
In 2025, The Hamilton Bank reported 32 home-loan applications under HMDA (LEI 2549001ZKSRACE7NQQ84): 24 originated ($3,290,000 total), 4 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Hamilton Bank
- Type
- State-chartered bank
- FDIC certificate #
- 15606
- RSSD ID
- 723550
- Primary regulator
- FDIC
- Holding company
- Prism Group Inc
- Established
- June 11, 1938
- Headquarters
- 111 N Davis St, Hamilton, MO 64644
- Website
- www.thehamiltonbank.bank
- Employees
- 15
Quick answers
The Hamilton Bank: common questions
Is The Hamilton Bank FDIC insured?
Yes. The Hamilton Bank is an FDIC-insured institution (FDIC certificate #15606). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Hamilton Bank's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Hamilton Bank ever failed?
There is no failure record for FDIC certificate #15606 in the FDIC failed bank list.
How many branches does The Hamilton Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hamilton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers Bank of Northern MissouriBank Unionville, MO | 83 out of 100, Strong | $566.5M | 12.7% | 0.26% | vs |
| Bank NorthwestBank Hamilton, MO | 77 out of 100, Strong | $210.3M | 9.7% | 0.16% | vs |
| Pony Express BankBank Braymer, MO | 76 out of 100, Strong | $399.5M | 10.2% | 0.17% | vs |
| Goppert Financial BankBank Lathrop, MO | 76 out of 100, Strong | $312.0M | 10.1% | 0.00% | vs |
| Hawthorn BankBank Jefferson City, MO | 75 out of 100, Strong | $1.8B | 11.3% | 0.47% | vs |
| Independent Farmers BankBank Maysville, MO | 71 out of 100, Strong | $146.5M | 10.5% | 0.66% | vs |