Side-by-side · Q2 2026 data
Chino Commercial Bank, N.A. vs Altura Federal Credit Union
Metric by metric
| Measure | Chino Commercial Bank, N.A. | Altura Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 70 |
| Capital cushion | 75 (stronger) | 62 |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 81 (stronger) | 48 |
| Funding & liquidity | 65 | 85 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 75th | 58th |
| Total assets | $516.7M | $2.6B |
| Deposits / shares | $397.2M | $2.4B |
| Capital ratio | 12.51% (stronger) | 11.17% |
| Problem loans | 0.49% (stronger) | 0.65% |
| Net charge-offs | -0.01% (stronger) | 1.09% |
| Return on assets | 1.54% (stronger) | 0.71% |
| Loans ÷ deposits | 58.9% (stronger) | 75.0% |
| Uninsured deposits | 46.3% | 8.0% (stronger) |
| Offices | 5 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chino Commercial Bank, N.A. has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Chino Commercial Bank, N.A. leads on 6 and Altura Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.