Side-by-side · Q2 2026 data
Chino Commercial Bank, N.A. vs Pacific Alliance Bank
Metric by metric
| Measure | Chino Commercial Bank, N.A. | Pacific Alliance Bank |
|---|---|---|
| TellerScore | 79 | 85 (stronger) |
| Capital cushion | 75 | 84 (stronger) |
| Loan quality | 84 | 95 (stronger) |
| Earnings | 81 | 82 (stronger) |
| Funding & liquidity | 65 (stronger) | 63 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 75th | 88th |
| Total assets | $516.7M | $454.4M |
| Deposits / shares | $397.2M | $369.2M |
| Capital ratio | 12.51% | 13.37% (stronger) |
| Problem loans | 0.49% | 0.16% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.54% | 1.56% (stronger) |
| Loans ÷ deposits | 58.9% (stronger) | 93.0% |
| Uninsured deposits | 46.3% | 19.2% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pacific Alliance Bank has the higher TellerScore (85 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Chino Commercial Bank, N.A. leads on 2 and Pacific Alliance Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.