Headquartered in San Gabriel, California, Pacific Alliance Bank is a state-chartered bank with $454.4M in total assets and $369.2M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 2006.
Based on its Q2 2026 filing, Pacific Alliance Bank scores 85/100, which we describe as very strong. That is higher than 88% of 2,650 banks with $100 million – $1 billion. Among 116 banks headquartered in California, it ranks 12th. Its strongest component is problem-loan coverage (98/100; 0.9%), and its lowest is funding & liquidity (63/100; 93% loans-to-deposits, 19% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (77 → 85), mostly because the earnings component improved by 28 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 77 |
| Q4 2024 | 75 |
| Q1 2025 | 60 |
| Q2 2025 | 77 |
| Q3 2025 | 71 |
| Q4 2025 | 77 |
| Q1 2026 | 88 |
| Q2 2026 | 85 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.66% |
| Q3 2024 | 14.43% |
| Q4 2024 | 13.75% |
| Q1 2025 | 13.06% |
| Q2 2025 | 13.31% |
| Q3 2025 | 13.27% |
| Q4 2025 | 13.47% |
| Q1 2026 | 13.41% |
| Q2 2026 | 13.37% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.84% |
| Q3 2024 | 0.20% |
| Q4 2024 | 0.16% |
| Q1 2025 | 1.66% |
| Q2 2025 | 0.18% |
| Q3 2025 | 0.91% |
| Q4 2025 | 0.17% |
| Q1 2026 | 0.16% |
| Q2 2026 | 0.16% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.64% |
| Q3 2024 | 0.52% |
| Q4 2024 | 0.37% |
| Q1 2025 | 0.48% |
| Q2 2025 | 0.85% |
| Q3 2025 | 0.86% |
| Q4 2025 | 0.53% |
| Q1 2026 | 2.32% |
| Q2 2026 | 1.56% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $454.4M | 13.37% | 0.16% | 1.56% | 93.0% |
| Q1 2026 | 88 | $450.7M | 13.41% | 0.16% | 2.32% | 94.0% |
| Q4 2025 | 77 | $440.1M | 13.47% | 0.17% | 0.53% | 94.4% |
| Q3 2025 | 71 | $442.4M | 13.27% | 0.91% | 0.86% | 89.6% |
| Q2 2025 | 77 | $428.6M | 13.31% | 0.18% | 0.85% | 98.2% |
| Q1 2025 | 60 | $426.3M | 13.06% | 1.66% | 0.48% | 90.1% |
| Q4 2024 | 75 | $411.7M | 13.75% | 0.16% | 0.37% | 90.4% |
| Q3 2024 | 77 | $394.4M | 14.43% | 0.20% | 0.52% | 93.8% |
| Q2 2024 | 72 | $381.0M | 14.66% | 0.84% | 0.64% | 98.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Commerce BankBank Claremont, CA | 84 out of 100, Strong | $422.7M | 15.3% | 0.00% | vs |
| Mega BankBank San Gabriel, CA | 68 out of 100, Moderate | $506.7M | 14.4% | 1.61% | vs |
| Liberty Bank, National AssociationBank Irvine, CA | 72 out of 100, Strong | $399.2M | 14.4% | 0.00% | vs |
| Community Bank of Santa MariaBank Santa Maria, CA | 72 out of 100, Strong | $396.5M | 10.5% | 0.15% | vs |
| Balboa Thrift and Loan AssociationBank Chula Vista, CA | 48 out of 100, Below average | $394.5M | 10.6% | 1.14% | vs |
| First Pacific BankBank Whittier, CA | 56 out of 100, Moderate | $514.4M | 9.2% | 0.31% | vs |
Deposit insurance
Is my money safe at Pacific Alliance Bank?
Yes. Pacific Alliance Bank is an FDIC-insured institution (FDIC certificate #58234). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.2% of deposits ($70.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.37%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Pacific Alliance Bank lists 3 offices in 3 cities. Most locations:
- Irvine, CA (1)
- Rowland Heights, CA (1)
- San Gabriel, CA (1)
Identity & history
Profile
- Legal name
- Pacific Alliance Bank
- Type
- State-chartered bank
- FDIC certificate #
- 58234
- RSSD ID
- 3546862
- Primary regulator
- FDIC
- Established
- December 27, 2006
- Headquarters
- 641 W Las Tunas Dr, San Gabriel, CA 91776
- Website
- www.pacificalliancebank.com
- Employees
- 34
Quick answers
Pacific Alliance Bank: common questions
Is Pacific Alliance Bank FDIC insured?
Yes. Pacific Alliance Bank is an FDIC-insured institution (FDIC certificate #58234). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Pacific Alliance Bank's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Pacific Alliance Bank ever failed?
There is no failure record for FDIC certificate #58234 in the FDIC failed bank list.
How many branches does Pacific Alliance Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near San Gabriel
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |
| L. A. Electrical Workers Credit Un. Credit UnionCredit union Pasadena, CA | 88 out of 100, Very strong | $54.8M | 19.8% | 0.08% | vs |
| Certified Federal Credit UnionCredit union El Monte, CA | 88 out of 100, Very strong | $925.3M | 20.7% | 0.37% | vs |