Side-by-side · Q2 2026 data
Chino Commercial Bank, N.A. vs Redlands City Employees Federal Credit Union
Credit union
Redlands City Employees Federal Credit Union
Redlands, California · Under $100 million in assets
Metric by metric
| Measure | Chino Commercial Bank, N.A. | Redlands City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 94 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 81 (stronger) | 80 |
| Funding & liquidity | 65 | 87 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 75th | 95th |
| Total assets | $516.7M | $10.2M |
| Deposits / shares | $397.2M | $7.5M |
| Capital ratio | 12.51% | 25.45% (stronger) |
| Problem loans | 0.49% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 1.54% (stronger) | 1.50% |
| Loans ÷ deposits | 58.9% (stronger) | 73.7% |
| Uninsured deposits | 46.3% | 3.3% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Redlands City Employees Federal Credit Union has the higher TellerScore (94 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Chino Commercial Bank, N.A. leads on 3 and Redlands City Employees Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.