Side-by-side · Q2 2026 data
Chippewa Valley Bank vs Centricity Credit Union
Metric by metric
| Measure | Chippewa Valley Bank | Centricity Credit Union |
|---|---|---|
| TellerScore | 74 | 85 (stronger) |
| Capital cushion | 37 | 90 (stronger) |
| Loan quality | 93 (stronger) | 74 |
| Earnings | 100 | 100 |
| Funding & liquidity | 65 | 70 (stronger) |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 57th | 87th |
| Total assets | $735.8M | $340.5M |
| Deposits / shares | $559.0M | $277.4M |
| Capital ratio | 8.74% | 13.97% (stronger) |
| Problem loans | 0.22% (stronger) | 0.79% |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 2.05% | 2.13% (stronger) |
| Loans ÷ deposits | 94.7% | 90.6% (stronger) |
| Uninsured deposits | 15.4% | 4.6% (stronger) |
| Offices | 13 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 13.0% |
Centricity Credit Union has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Chippewa Valley Bank leads on 2 and Centricity Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.