Side-by-side · Q2 2026 data
Chippewa Valley Bank vs Westbury Bank
Metric by metric
| Measure | Chippewa Valley Bank | Westbury Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 37 | 42 (stronger) |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 100 (stronger) | 52 |
| Funding & liquidity | 65 | 77 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 57th | 43rd |
| Total assets | $735.8M | $771.9M |
| Deposits / shares | $559.0M | $698.0M |
| Capital ratio | 8.74% | 9.20% (stronger) |
| Problem loans | 0.22% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 2.05% (stronger) | 0.80% |
| Loans ÷ deposits | 94.7% | 77.9% (stronger) |
| Uninsured deposits | 15.4% (stronger) | 19.4% |
| Offices | 13 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 3.0% |
Chippewa Valley Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Chippewa Valley Bank leads on 4 and Westbury Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.