Side-by-side · Q2 2026 data
Chiropractic Federal Credit Union vs Auto-Owners Associates Credit Union
Credit union
Chiropractic Federal Credit Union
Farmington, Michigan · Under $100 million in assets
Credit union
Auto-Owners Associates Credit Union
Lansing, Michigan · Under $100 million in assets
Metric by metric
| Measure | Chiropractic Federal Credit Union | Auto-Owners Associates Credit Union |
|---|---|---|
| TellerScore | 74 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 34 | 92 (stronger) |
| Earnings | 58 | 89 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 49th | 97th |
| Total assets | $41.7M | $43.8M |
| Deposits / shares | $35.5M | $35.4M |
| Capital ratio | 14.97% | 18.62% (stronger) |
| Problem loans | 1.97% | 0.25% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.50% |
| Return on assets | 0.96% | 1.73% (stronger) |
| Loans ÷ deposits | 48.9% | 19.6% (stronger) |
| Uninsured deposits | 5.2% | 1.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Auto-Owners Associates Credit Union has the higher TellerScore (96 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Chiropractic Federal Credit Union leads on 1 and Auto-Owners Associates Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.