Chiropractic Federal Credit Union is a federal credit union headquartered in Farmington, Michigan, in business for about 76 years. At the end of Q2 2026 it reported $41.7M in total assets and $35.5M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Chiropractic Federal Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 83rd. Its strongest component is capital cushion (100/100; 14.97%), and its lowest is loan quality (34/100; 1.97%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 74).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 78 |
| Q4 2024 | 75 |
| Q1 2025 | 77 |
| Q2 2025 | 73 |
| Q3 2025 | 84 |
| Q4 2025 | 83 |
| Q1 2026 | 83 |
| Q2 2026 | 74 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.13% |
| Q3 2024 | 14.23% |
| Q4 2024 | 14.74% |
| Q1 2025 | 14.40% |
| Q2 2025 | 14.21% |
| Q3 2025 | 14.41% |
| Q4 2025 | 14.71% |
| Q1 2026 | 15.00% |
| Q2 2026 | 14.97% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.90% |
| Q3 2024 | 0.97% |
| Q4 2024 | 1.51% |
| Q1 2025 | 0.75% |
| Q2 2025 | 1.31% |
| Q3 2025 | 0.17% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.83% |
| Q2 2026 | 1.97% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.61% |
| Q4 2024 | 0.66% |
| Q1 2025 | 0.16% |
| Q2 2025 | 0.37% |
| Q3 2025 | 0.48% |
| Q4 2025 | 0.62% |
| Q1 2026 | 0.83% |
| Q2 2026 | 0.96% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $41.7M | 14.97% | 1.97% | 0.96% | 48.9% |
| Q1 2026 | 83 | $40.8M | 15.00% | 0.83% | 0.83% | 50.1% |
| Q4 2025 | 83 | $41.1M | 14.71% | 0.55% | 0.62% | 52.3% |
| Q3 2025 | 84 | $41.3M | 14.41% | 0.17% | 0.48% | 50.9% |
| Q2 2025 | 73 | $41.4M | 14.21% | 1.31% | 0.37% | 50.0% |
| Q1 2025 | 77 | $40.4M | 14.40% | 0.75% | 0.16% | 50.7% |
| Q4 2024 | 75 | $39.4M | 14.74% | 1.51% | 0.66% | 53.3% |
| Q3 2024 | 78 | $40.4M | 14.23% | 0.97% | 0.61% | 52.4% |
| Q2 2024 | 78 | $40.2M | 14.13% | 0.90% | 0.58% | 53.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Michigan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Port City Federal Credit UnionCredit union Muskegon, MI | 80 out of 100, Strong | $42.1M | 12.1% | 0.04% | vs |
| Grand Trunk Battle Creek Emp Federal Credit UnionCredit union Battle Creek, MI | 86 out of 100, Very strong | $39.7M | 20.6% | 0.72% | vs |
| Auto-Owners Associates Credit UnionCredit union Lansing, MI | 96 out of 100, Very strong | $43.8M | 18.6% | 0.25% | vs |
| Manistique Federal Credit UnionCredit union Manistique, MI | 79 out of 100, Strong | $44.2M | 15.8% | 1.92% | vs |
| Gogebic County Federal Credit UnionCredit union Bessemer, MI | 92 out of 100, Very strong | $38.5M | 17.2% | 0.89% | vs |
| Detour Drummond Community Credit UnionCredit union Drummond Island, MI | 79 out of 100, Strong | $38.5M | 18.1% | 1.59% | vs |
Deposit insurance
Is my money safe at Chiropractic Federal Credit Union?
Yes. Chiropractic Federal Credit Union is a federally insured credit union (NCUA charter #6871). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.2% of shares and deposits ($1.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.97%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Chiropractic Federal Credit Union lists 1 office in 1 city. Most locations:
- Farmington, MI (1)
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| VISA | 9.90% | $0 | — | 1.0% |
Identity & history
Profile
- Legal name
- Chiropractic Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 6871
- RSSD ID
- 333285
- Primary regulator
- NCUA
- Established
- 1950
- Headquarters
- 23617 Liberty St, Farmington, MI 48335
- Employees
- 8
Quick answers
Chiropractic Federal Credit Union: common questions
Is Chiropractic Federal Credit Union NCUA insured?
Yes. Chiropractic Federal Credit Union is a federally insured credit union (NCUA charter #6871). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Chiropractic Federal Credit Union's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Chiropractic Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Farmington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Total Community Credit UnionCredit union Taylor, MI | 97 out of 100, Very strong | $111.3M | 15.3% | 0.36% | vs |
| JPMorgan Chase Bank, DearbornBank Dearborn, MI | 94 out of 100, Very strong | $71.5M | 99.6% | 0.00% | vs |
| I.M. Detroit District Credit UnionCredit union Detroit, MI | 93 out of 100, Very strong | $1.9M | 28.1% | 0.00% | vs |
| The Local Credit UnionCredit union Sterling Height, MI | 92 out of 100, Very strong | $106.6M | 16.1% | 0.26% | vs |
| Electrical Workers Local 58 Credit UnionCredit union Detroit, MI | 90 out of 100, Very strong | $21.4M | 12.2% | 0.09% | vs |
| Jessop Community Federal Credit UnionCredit union Washington, PA | 87 out of 100, Very strong | $34.1M | 13.8% | 0.38% | vs |