Side-by-side · Q2 2026 data
Chivaho Federal Credit Union vs Erie Community Federal Credit Union
Credit union
Erie Community Federal Credit Union
Sandusky, Ohio · Under $100 million in assets
Metric by metric
| Measure | Chivaho Federal Credit Union | Erie Community Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 53 |
| Capital cushion | 89 (stronger) | 34 |
| Loan quality | 91 (stronger) | 33 |
| Earnings | 50 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 98 (stronger) | 71 |
| Peer percentile | 75th | 12th |
| Total assets | $37.7M | $39.9M |
| Deposits / shares | $32.4M | $36.4M |
| Capital ratio | 13.88% (stronger) | 8.36% |
| Problem loans | 0.27% (stronger) | 2.02% |
| Net charge-offs | 0.87% | 0.34% (stronger) |
| Return on assets | 0.74% | 1.18% (stronger) |
| Loans ÷ deposits | 47.2% (stronger) | 66.3% |
| Uninsured deposits | 3.6% (stronger) | 7.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chivaho Federal Credit Union has the higher TellerScore (84 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Chivaho Federal Credit Union leads on 5 and Erie Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.