Side-by-side · Q2 2026 data
Chocolate Bayou Community Federal Credit Union vs P.I.E. Credit Union
Credit union
Chocolate Bayou Community Federal Credit Union
Alvin, Texas · $100 million – $1 billion
Metric by metric
| Measure | Chocolate Bayou Community Federal Credit Union | P.I.E. Credit Union |
|---|---|---|
| TellerScore | 77 | 88 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 74 | 76 (stronger) |
| Earnings | 53 | 85 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 71st | 85th |
| Total assets | $158.1M | $11.8M |
| Deposits / shares | $136.7M | $8.9M |
| Capital ratio | 12.87% | 23.88% (stronger) |
| Problem loans | 0.77% | 0.71% (stronger) |
| Net charge-offs | 0.29% | -0.00% (stronger) |
| Return on assets | 0.82% | 1.62% (stronger) |
| Loans ÷ deposits | 57.0% (stronger) | 79.7% |
| Uninsured deposits | 6.2% | 5.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 54.4% | — |
P.I.E. Credit Union has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Chocolate Bayou Community Federal Credit Union leads on 1 and P.I.E. Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.