TellerScore

P.I.E. Credit Union is a federally insured state-chartered credit union headquartered in Houston, Texas, in business for about 55 years. At the end of Q2 2026 it reported $11.8M in total assets and $8.9M in member shares and deposits, with 1 office.

P.I.E. Credit Union has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 85% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 54th. Capital cushion contributes the most (100/100, 23.88%); loan quality contributes the least (76/100, 0.71%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.88%
Loan quality76/100
Loans 60+ days delinquent ÷ total loans: 0.71%
Earnings85/100
Return on assets (annualized): 1.62%
Funding & liquidity81/100
Loans ÷ shares: 79.7% · 5.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.78%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (96 → 88), mostly because the loan quality component weakened by 21 points.

TellerScore
889397Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202494
Q3 202490
Q4 202494
Q1 202597
Q2 202596
Q3 202592
Q4 202591
Q1 202689
Q2 202688
Net worth ratio
7.00%16.05%25.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.40%
Q3 202422.00%
Q4 202421.78%
Q1 202521.95%
Q2 202523.23%
Q3 202523.89%
Q4 202525.09%
Q1 202624.41%
Q2 202623.88%
Delinquent loans (60+ days)
0.09%0.40%0.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.16%
Q3 20240.65%
Q4 20240.10%
Q1 20250.10%
Q2 20250.09%
Q3 20250.61%
Q4 20250.67%
Q1 20260.71%
Q2 20260.71%
Return on assets
1.56%1.87%2.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.56%
Q3 20241.60%
Q4 20241.62%
Q1 20251.95%
Q2 20252.12%
Q3 20252.19%
Q4 20252.14%
Q1 20261.64%
Q2 20261.62%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$11.8M23.88%0.71%1.62%79.7%
Q1 202689$11.4M24.41%0.71%1.64%72.1%
Q4 202591$10.9M25.09%0.67%2.14%79.6%
Q3 202592$11.3M23.89%0.61%2.19%79.5%
Q2 202596$11.3M23.23%0.09%2.12%79.1%
Q1 202597$11.7M21.95%0.10%1.95%71.4%
Q4 202494$11.5M21.78%0.10%1.62%74.0%
Q3 202490$11.1M22.00%0.65%1.60%70.7%
Q2 202494$11.2M21.40%0.16%1.56%69.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.88%
87th
Problem loans0.71%
50th
Net charge-offs-0.00%
86th
Return on assets1.62%
88th
Loans to deposits79.7%
20th
Uninsured deposits5.0%
21st
Loan-loss reserves0.00%
37th
Texas ratio1.8%
55th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Ben E Keith Company Employees Federal Credit UnionCredit union Fort Worth, TX89 out of 100, Very strong$11.9M20.9%1.07%vs
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Reeves County Teachers Credit UnionCredit union Pecos, TX75 out of 100, Strong$11.5M12.1%0.00%vs
Brownfield Federal Credit UnionCredit union Brownfield, TX74 out of 100, Strong$11.4M34.5%0.57%vs
T & P Longview Federal Credit UnionCredit union Longview, TX86 out of 100, Very strong$11.3M23.6%0.35%vs
Employees United Federal Credit UnionCredit union Paris, TX92 out of 100, Very strong$12.4M32.7%0.08%vs

Deposit insurance

Is my money safe at P.I.E. Credit Union?

Yes. P.I.E. Credit Union is a federally insured credit union (NCUA charter #66582). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.0% of shares and deposits ($443K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.88%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

P.I.E. Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
P.I.E. Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66582
RSSD ID
999597
Primary regulator
State + NCUA
Established
1971
Headquarters
P. O. Box 35068, Houston, TX 77235
Employees
3

Quick answers

P.I.E. Credit Union: common questions

Is P.I.E. Credit Union NCUA insured?

Yes. P.I.E. Credit Union is a federally insured credit union (NCUA charter #66582). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is P.I.E. Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does P.I.E. Credit Union have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
Local 24 Employees Federal Credit UnionCredit union Pasadena, TX98 out of 100, Very strong$13.6M21.0%0.26%vs
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Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX96 out of 100, Very strong$5.4M21.6%0.52%vs
Schlumberger Employees Credit UnionCredit union Sugar Land, TX94 out of 100, Very strong$935.8M25.3%0.57%vs
Ila 1351 Federal Credit UnionCredit union La Porte, TX92 out of 100, Very strong$17.3M17.0%0.00%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs