Side-by-side · Q2 2026 data
Choctaw Federal Credit Union vs Mississippi College Employees Federal Credit Union
Credit union
Mississippi College Employees Federal Credit Union
Clinton, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Choctaw Federal Credit Union | Mississippi College Employees Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 61 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 17 (stronger) | 0 |
| Earnings | 0 | 38 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 89 (stronger) | 84 |
| Peer percentile | 15th | 23rd |
| Total assets | $2.8M | $2.1M |
| Deposits / shares | $2.1M | $1.5M |
| Capital ratio | 25.92% (stronger) | 25.39% |
| Problem loans | 2.49% (stronger) | 7.53% |
| Net charge-offs | 0.99% | 0.00% (stronger) |
| Return on assets | -4.63% | 0.46% (stronger) |
| Loans ÷ deposits | 80.0% | 36.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mississippi College Employees Federal Credit Union has the higher TellerScore (61 vs 55). On the 6 directional measures above (where higher or lower is clearly better), Choctaw Federal Credit Union leads on 2 and Mississippi College Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.