Mississippi College Employees Federal Credit Union is a federal credit union headquartered in Clinton, Mississippi, in business for about 68 years. At the end of Q2 2026 it reported $2.1M in total assets and $1.5M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Mississippi College Employees Federal Credit Union scores 61/100, which we describe as moderate. That is higher than only 23% of 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 38th. Its strongest component is capital cushion (100/100; 25.39%), and its lowest is loan quality (0/100; 7.53%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (54 → 61), mostly because the earnings component improved by 38 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 59 |
| Q4 2024 | 54 |
| Q1 2025 | 54 |
| Q2 2025 | 54 |
| Q3 2025 | 60 |
| Q4 2025 | 54 |
| Q1 2026 | 63 |
| Q2 2026 | 61 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 26.96% |
| Q3 2024 | 26.48% |
| Q4 2024 | 25.45% |
| Q1 2025 | 24.95% |
| Q2 2025 | 24.51% |
| Q3 2025 | 25.48% |
| Q4 2025 | 25.43% |
| Q1 2026 | 25.58% |
| Q2 2026 | 25.39% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 3.92% |
| Q3 2024 | 2.41% |
| Q4 2024 | 4.59% |
| Q1 2025 | 3.89% |
| Q2 2025 | 4.34% |
| Q3 2025 | 2.32% |
| Q4 2025 | 3.87% |
| Q1 2026 | 7.07% |
| Q2 2026 | 7.53% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.62% |
| Q3 2024 | -0.62% |
| Q4 2024 | -0.89% |
| Q1 2025 | -0.83% |
| Q2 2025 | -0.73% |
| Q3 2025 | -1.27% |
| Q4 2025 | -1.32% |
| Q1 2026 | 0.75% |
| Q2 2026 | 0.46% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $2.1M | 25.39% | 7.53% | 0.46% | 36.2% |
| Q1 2026 | 63 | $2.0M | 25.58% | 7.07% | 0.75% | 38.9% |
| Q4 2025 | 54 | $2.0M | 25.43% | 3.87% | -1.32% | 40.3% |
| Q3 2025 | 60 | $2.1M | 25.48% | 2.32% | -1.27% | 40.0% |
| Q2 2025 | 54 | $2.2M | 24.51% | 4.34% | -0.73% | 44.2% |
| Q1 2025 | 54 | $2.2M | 24.95% | 3.89% | -0.83% | 45.6% |
| Q4 2024 | 54 | $2.1M | 25.45% | 4.59% | -0.89% | 42.9% |
| Q3 2024 | 59 | $2.1M | 26.48% | 2.41% | -0.62% | 46.3% |
| Q2 2024 | 54 | $2.1M | 26.96% | 3.92% | -0.62% | 46.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pearl Municipal Federal Credit UnionCredit union Pearl, MS | 74 out of 100, Strong | $2.0M | 26.4% | 0.84% | vs |
| Natchez Educators Federal Credit UnionCredit union Natchez, MS | 61 out of 100, Moderate | $1.3M | 50.6% | 1.78% | vs |
| Choctaw Federal Credit UnionCredit union Choctaw, MS | 55 out of 100, Moderate | $2.8M | 25.9% | 2.49% | vs |
| Issaquena County Federal Credit UnionCredit union Mayersville, MS | 69 out of 100, Moderate | $870K | 14.2% | 8.94% | vs |
| Citizens Choice Federal Credit UnionCredit union Natchez, MS | 25 out of 100, Low | $679K | -0.7% | 5.66% | vs |
| Muw Federal Credit UnionCredit union Columbus, MS | 43 out of 100, Below average | $4.4M | 9.6% | 3.49% | vs |
Deposit insurance
Is my money safe at Mississippi College Employees Federal Credit Union?
Yes. Mississippi College Employees Federal Credit Union is a federally insured credit union (NCUA charter #24895). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 25.39%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Mississippi College Employees Federal Credit Union lists 1 office in 1 city. Most locations:
- Clinton, MS (1)
Identity & history
Profile
- Legal name
- Mississippi College Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24895
- RSSD ID
- 88697
- Primary regulator
- NCUA
- Established
- 1958
- Headquarters
- Box 4033, Clinton, MS 39058
- Employees
- 1
Quick answers
Mississippi College Employees Federal Credit Union: common questions
Is Mississippi College Employees Federal Credit Union NCUA insured?
Yes. Mississippi College Employees Federal Credit Union is a federally insured credit union (NCUA charter #24895). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Mississippi College Employees Federal Credit Union's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Mississippi College Employees Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Clinton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS | 97 out of 100, Very strong | $29.2M | 18.1% | 0.10% | vs |
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| Merchants and Planters BankBank Raymond, MS | 91 out of 100, Very strong | $199.0M | 18.2% | 0.00% | vs |
| Magnolia Federal Credit UnionCredit union Jackson, MS | 87 out of 100, Very strong | $185.6M | 23.4% | 0.55% | vs |
| Ecm Federal Credit UnionCredit union Ridgeland, MS | 87 out of 100, Very strong | $28.9M | 14.9% | 0.66% | vs |
| Members Exchange Federal Credit UnionCredit union Jackson, MS | 87 out of 100, Very strong | $143.6M | 21.2% | 0.37% | vs |