Side-by-side · Q2 2026 data
Choice Financial Group vs Capital Credit Union
Metric by metric
| Measure | Choice Financial Group | Capital Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 66 |
| Capital cushion | 58 | 81 (stronger) |
| Loan quality | 77 (stronger) | 40 |
| Earnings | 72 (stronger) | 69 |
| Funding & liquidity | 86 (stronger) | 66 |
| Problem-loan coverage | 94 (stronger) | 78 |
| Peer percentile | 70th | 37th |
| Total assets | $6.4B | $921.5M |
| Deposits / shares | $5.1B | $770.2M |
| Capital ratio | 10.84% | 13.09% (stronger) |
| Problem loans | 0.68% (stronger) | 1.80% |
| Net charge-offs | 0.31% | 0.14% (stronger) |
| Return on assets | 1.30% (stronger) | 1.22% |
| Loans ÷ deposits | 62.0% (stronger) | 94.3% |
| Uninsured deposits | 26.5% | 10.6% (stronger) |
| Offices | 18 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
Choice Financial Group has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Choice Financial Group leads on 4 and Capital Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.