TellerScore

Side-by-side · Q2 2026 data

Choice Financial Group vs First Western Bank & Trust

Bank

Choice Financial Group

Fargo, North Dakota · $1 billion – $10 billion

73of 100
Strong

Bank

First Western Bank & Trust

Minot, North Dakota · $1 billion – $10 billion

55of 100
Moderate

Metric by metric

MeasureChoice Financial GroupFirst Western Bank & Trust
TellerScore73 (stronger)55
Capital cushion58 (stronger)46
Loan quality77 (stronger)53
Earnings72 (stronger)59
Funding & liquidity86 (stronger)64
Problem-loan coverage94 (stronger)70
Peer percentile70th13th
Total assets$6.4B$2.4B
Deposits / shares$5.1B$2.0B
Capital ratio10.84% (stronger)9.61%
Problem loans0.68% (stronger)1.42%
Net charge-offs0.31%0.23% (stronger)
Return on assets1.30% (stronger)0.96%
Loans ÷ deposits62.0% (stronger)96.7%
Uninsured deposits26.5%6.1% (stronger)
Offices1819
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)5.6%5.4%

Choice Financial Group has the higher TellerScore (73 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Choice Financial Group leads on 5 and First Western Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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