Side-by-side · Q2 2026 data
Choice One Community Federal Credit Union vs C-B-W Schools Federal Credit Union
Credit union
Choice One Community Federal Credit Union
Plains Township, Pennsylvania · $100 million – $1 billion
Credit union
C-B-W Schools Federal Credit Union
Sidman, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Choice One Community Federal Credit Union | C-B-W Schools Federal Credit Union |
|---|---|---|
| TellerScore | 45 | 91 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 5 | 89 (stronger) |
| Earnings | 34 | 69 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 67 | 100 (stronger) |
| Peer percentile | 3rd | 96th |
| Total assets | $130.9M | $131.8M |
| Deposits / shares | $119.1M | $96.1M |
| Capital ratio | 10.10% | 29.78% (stronger) |
| Problem loans | 2.86% | 0.33% (stronger) |
| Net charge-offs | 0.38% | 0.00% (stronger) |
| Return on assets | 0.34% | 1.23% (stronger) |
| Loans ÷ deposits | 63.4% | 28.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 8.4% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.1% | 0.0% |
C-B-W Schools Federal Credit Union has the higher TellerScore (91 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Choice One Community Federal Credit Union leads on 1 and C-B-W Schools Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.