Side-by-side · Q2 2026 data
Christian Financial Credit Union vs Lafcu Credit Union
Credit union
Christian Financial Credit Union
Sterling Height, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Christian Financial Credit Union | Lafcu Credit Union |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 85 (stronger) | 59 |
| Earnings | 48 (stronger) | 33 |
| Funding & liquidity | 77 | 78 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 44th | 66th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $984.0M | $891.8M |
| Capital ratio | 9.93% | 20.67% (stronger) |
| Problem loans | 0.46% (stronger) | 1.24% |
| Net charge-offs | 0.14% (stronger) | 1.00% |
| Return on assets | 0.70% (stronger) | 0.31% |
| Loans ÷ deposits | 83.0% | 82.1% (stronger) |
| Uninsured deposits | 4.0% (stronger) | 10.3% |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.7% | 11.7% |
Lafcu Credit Union has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Christian Financial Credit Union leads on 4 and Lafcu Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.