Side-by-side · Q2 2026 data
Chrome Federal Credit Union vs Alcose Credit Union
Metric by metric
| Measure | Chrome Federal Credit Union | Alcose Credit Union |
|---|---|---|
| TellerScore | 77 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 70 | 99 (stronger) |
| Earnings | 43 | 47 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 71st | 87th |
| Total assets | $223.6M | $16.1M |
| Deposits / shares | $188.0M | $13.7M |
| Capital ratio | 15.31% | 16.42% (stronger) |
| Problem loans | 0.89% | 0.03% (stronger) |
| Net charge-offs | 0.28% (stronger) | 0.90% |
| Return on assets | 0.58% | 0.66% (stronger) |
| Loans ÷ deposits | 82.1% | 32.8% (stronger) |
| Uninsured deposits | 4.5% | 0.9% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alcose Credit Union has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Chrome Federal Credit Union leads on 1 and Alcose Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.