Side-by-side · Q2 2026 data
Chula Vista City Employees Federal Credit Union vs Fountain Valley Credit Union
Credit union
Chula Vista City Employees Federal Credit Union
Chula Vista, California · Under $100 million in assets
Credit union
Fountain Valley Credit Union
Fountain Valley, California · Under $100 million in assets
Metric by metric
| Measure | Chula Vista City Employees Federal Credit Union | Fountain Valley Credit Union |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 79 | 100 (stronger) |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 42nd | 65th |
| Total assets | $3.1M | $2.0M |
| Deposits / shares | $2.6M | $1.5M |
| Capital ratio | 8.27% | 23.01% (stronger) |
| Problem loans | 0.64% | 0.00% (stronger) |
| Net charge-offs | -2.44% (stronger) | -0.20% |
| Return on assets | 4.44% (stronger) | -1.23% |
| Loans ÷ deposits | 77.2% | 36.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fountain Valley Credit Union has the higher TellerScore (80 vs 71). On the 6 directional measures above (where higher or lower is clearly better), Chula Vista City Employees Federal Credit Union leads on 2 and Fountain Valley Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.