Side-by-side · Q2 2026 data
CIBC Bank USA vs St. Martin De Porres Parish Federal Credit Union
Credit union
St. Martin De Porres Parish Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | CIBC Bank USA | St. Martin De Porres Parish Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 93 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 55 | 100 (stronger) |
| Earnings | 80 (stronger) | 64 |
| Funding & liquidity | 27 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 76th | 94th |
| Total assets | $66.5B | $383K |
| Deposits / shares | $51.5B | $326K |
| Capital ratio | 14.34% | 14.96% (stronger) |
| Problem loans | 1.35% | 0.00% (stronger) |
| Net charge-offs | 0.26% | 0.00% (stronger) |
| Return on assets | 1.51% (stronger) | 1.10% |
| Loans ÷ deposits | 83.2% | 12.3% (stronger) |
| Uninsured deposits | 65.9% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Martin De Porres Parish Federal Credit Union has the higher TellerScore (93 vs 71). On the 7 directional measures above (where higher or lower is clearly better), CIBC Bank USA leads on 1 and St. Martin De Porres Parish Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.