TellerScore

St. Martin De Porres Parish Federal Credit Union is a federal credit union headquartered in Chicago, Illinois, in business for about 66 years. At the end of Q2 2026 it reported $383K in total assets and $326K in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, St. Martin De Porres Parish Federal Credit Union scores 93/100, which we describe as very strong. That is higher than 94% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 18th. Its strongest component is capital cushion (100/100; 14.96%), and its lowest is earnings (64/100; 1.10%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 14.96%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings64/100
Return on assets (annualized): 1.10%
Funding & liquidity100/100
Loans ÷ shares: 12.3% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 21 points (72 → 93), mostly because the earnings component improved by 64 points.

TellerScore
728496Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202474
Q4 202476
Q1 202573
Q2 202572
Q3 202582
Q4 202587
Q1 202696
Q2 202693
Net worth ratio
7.00%10.98%14.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.77%
Q3 202410.22%
Q4 202411.83%
Q1 202512.49%
Q2 202512.37%
Q3 202514.13%
Q4 202514.83%
Q1 202614.63%
Q2 202614.96%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.92%0.34%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.12%
Q3 20240.53%
Q4 20240.15%
Q1 2025-0.92%
Q2 2025-0.63%
Q3 20250.11%
Q4 20250.47%
Q1 20261.59%
Q2 20261.10%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$383K14.96%0.00%1.10%12.3%
Q1 202696$386K14.63%0.00%1.59%15.6%
Q4 202587$371K14.83%0.00%0.47%16.2%
Q3 202582$386K14.13%0.00%0.11%15.3%
Q2 202572$423K12.37%0.00%-0.63%16.0%
Q1 202573$428K12.49%0.00%-0.92%14.8%
Q4 202476$420K11.83%0.00%0.15%13.7%
Q3 202474$433K10.22%0.00%0.53%20.9%
Q2 202483$429K11.77%0.00%1.12%16.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.96%
54th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets1.10%
72nd
Loans to deposits12.3%
98th
Uninsured deposits0.0%
81st
Loan-loss reserves1.75%
89th
Texas ratio0.0%
93rd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Services Credit UnionCredit union Naperville, IL80 out of 100, Strong$407K69.2%2.32%vs
M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$418K18.5%—vs
Shiloh Englewood Federal Credit UnionCredit union Chicago, IL80 out of 100, Strong$344K18.9%0.00%vs
Mt. Zion Credit UnionCredit union Zion, IL74 out of 100, Strong$428K18.9%3.97%vs
Alton Municipal Employees Federal Credit UnionCredit union Alton, IL56 out of 100, Moderate$436K38.4%1.87%vs
St. Helena Parish Credit UnionCredit union Chicago, IL64 out of 100, Moderate$324K9.5%0.00%vs

Deposit insurance

Is my money safe at St. Martin De Porres Parish Federal Credit Union?

Yes. St. Martin De Porres Parish Federal Credit Union is a federally insured credit union (NCUA charter #14058). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.96%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

St. Martin De Porres Parish Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
St. Martin De Porres Parish Federal Credit Union
Type
Federal credit union
NCUA charter #
14058
RSSD ID
577388
Primary regulator
NCUA
Established
1960
Headquarters
PO Box 24174, Chicago, IL 60624

Quick answers

St. Martin De Porres Parish Federal Credit Union: common questions

Is St. Martin De Porres Parish Federal Credit Union NCUA insured?

Yes. St. Martin De Porres Parish Federal Credit Union is a federally insured credit union (NCUA charter #14058). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is St. Martin De Porres Parish Federal Credit Union's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does St. Martin De Porres Parish Federal Credit Union have?

1 office as of the latest NCUA data.