Side-by-side · Q2 2026 data
CIBC National Trust Company vs Delta Community Credit Union
Metric by metric
| Measure | CIBC National Trust Company | Delta Community Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 54 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 98th | 89th |
| Total assets | $412.8M | $9.1B |
| Deposits / shares | $550K | $8.0B |
| Capital ratio | 59.61% (stronger) | 12.58% |
| Problem loans | 0.00% (stronger) | 0.22% |
| Net charge-offs | 0.00% (stronger) | 0.30% |
| Return on assets | 13.72% (stronger) | 1.17% |
| Loans ÷ deposits | 0.0% (stronger) | 83.7% |
| Uninsured deposits | 56.4% | 7.1% (stronger) |
| Offices | 1 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 33.7% |
CIBC National Trust Company has the higher TellerScore (93 vs 81). On the 7 directional measures above (where higher or lower is clearly better), CIBC National Trust Company leads on 6 and Delta Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.