Side-by-side · Q2 2026 data
Ciera Bank vs InterBank
Metric by metric
| Measure | Ciera Bank | InterBank |
|---|---|---|
| TellerScore | 66 (stronger) | 62 |
| Capital cushion | 61 | 61 |
| Loan quality | 59 (stronger) | 48 |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 54 (stronger) | 28 |
| Problem-loan coverage | 85 (stronger) | 78 |
| Peer percentile | 31st | 27th |
| Total assets | $992.9M | $5.3B |
| Deposits / shares | $868.8M | $4.6B |
| Capital ratio | 11.13% (stronger) | 11.06% |
| Problem loans | 1.22% (stronger) | 1.56% |
| Net charge-offs | 0.22% | 0.01% (stronger) |
| Return on assets | 1.50% | 3.22% (stronger) |
| Loans ÷ deposits | 86.5% (stronger) | 103.2% |
| Uninsured deposits | 32.7% (stronger) | 41.0% |
| Offices | 8 | 40 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.7% | 11.3% |
Ciera Bank has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Ciera Bank leads on 5 and InterBank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Aledo, TX
- Fort Worth, TX
- Graham, TX