Side-by-side · Q2 2026 data
Cincinnati Interagency Federal Credit Union vs General Electric Credit Union
Credit union
Cincinnati Interagency Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Metric by metric
| Measure | Cincinnati Interagency Federal Credit Union | General Electric Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 73 | 77 (stronger) |
| Earnings | 98 (stronger) | 34 |
| Funding & liquidity | 100 (stronger) | 57 |
| Problem-loan coverage | 96 (stronger) | 85 |
| Peer percentile | 92nd | 11th |
| Total assets | $30.8M | $4.2B |
| Deposits / shares | $24.9M | $3.5B |
| Capital ratio | 18.24% (stronger) | 8.52% |
| Problem loans | 0.82% | 0.70% (stronger) |
| Net charge-offs | 0.56% | 0.53% (stronger) |
| Return on assets | 1.96% (stronger) | 0.35% |
| Loans ÷ deposits | 49.5% (stronger) | 100.4% |
| Uninsured deposits | 2.1% (stronger) | 17.1% |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.4% |
Cincinnati Interagency Federal Credit Union has the higher TellerScore (92 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Cincinnati Interagency Federal Credit Union leads on 5 and General Electric Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.