TellerScore

Cincinnati Interagency Federal Credit Union is a federal credit union headquartered in Cincinnati, Ohio, in business for about 75 years. At the end of Q2 2026 it reported $30.8M in total assets and $24.9M in member shares and deposits, with 2 offices.

Cincinnati Interagency Federal Credit Union has a TellerScore of 92 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 10th. Capital cushion contributes the most (100/100, 18.24%); loan quality contributes the least (73/100, 0.82%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.24%
Loan quality73/100
Loans 60+ days delinquent ÷ total loans: 0.82%
Earnings98/100
Return on assets (annualized): 1.96%
Funding & liquidity100/100
Loans ÷ shares: 49.5% · 2.1% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.80%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (97 → 92), mostly because the loan quality component weakened by 21 points.

TellerScore
859298Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202493
Q3 202497
Q4 202485
Q1 202598
Q2 202597
Q3 202594
Q4 202592
Q1 202691
Q2 202692
Net worth ratio
7.00%12.62%18.24%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.44%
Q3 202415.16%
Q4 202414.13%
Q1 202515.04%
Q2 202515.72%
Q3 202516.34%
Q4 202517.07%
Q1 202617.58%
Q2 202618.24%
Delinquent loans (60+ days)
0.18%0.50%0.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.48%
Q3 20240.37%
Q4 20240.19%
Q1 20250.21%
Q2 20250.18%
Q3 20250.51%
Q4 20250.80%
Q1 20260.82%
Q2 20260.82%
Return on assets
0.60%1.46%2.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.82%
Q3 20242.00%
Q4 20240.60%
Q1 20252.31%
Q2 20251.78%
Q3 20251.86%
Q4 20251.96%
Q1 20261.82%
Q2 20261.96%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$30.8M18.24%0.82%1.96%49.5%
Q1 202691$31.0M17.58%0.82%1.82%50.3%
Q4 202592$31.1M17.07%0.80%1.96%52.0%
Q3 202594$31.5M16.34%0.51%1.86%52.0%
Q2 202597$31.7M15.72%0.18%1.78%50.8%
Q1 202598$32.5M15.04%0.21%2.31%49.8%
Q4 202485$33.3M14.13%0.19%0.60%48.8%
Q3 202497$33.0M15.16%0.37%2.00%49.3%
Q2 202493$33.3M14.44%0.48%1.82%49.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.24%
70th
Problem loans0.82%
45th
Net charge-offs0.56%
25th
Return on assets1.96%
94th
Loans to deposits49.5%
65th
Uninsured deposits2.1%
44th
Loan-loss reserves0.00%
37th
Texas ratio1.8%
55th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Port Conneaut Federal Credit UnionCredit union Conneaut, OH52 out of 100, Below average$30.7M12.9%2.98%vs
Carey Poverello Federal Credit UnionCredit union Carey, OH81 out of 100, Strong$32.7M12.9%0.34%vs
Emerald Credit Union, Inc.Credit union Garfield Hts, OH45 out of 100, Below average$32.7M8.9%1.66%vs
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
Allwealth Federal Credit UnionCredit union Hamilton, OH72 out of 100, Strong$33.2M12.3%1.63%vs
Latvian Cleveland Credit UnionCredit union Lakewood, OH85 out of 100, Very strong$28.1M20.3%0.00%vs

Deposit insurance

Is my money safe at Cincinnati Interagency Federal Credit Union?

Yes. Cincinnati Interagency Federal Credit Union is a federally insured credit union (NCUA charter #7088). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.1% of shares and deposits ($528K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.24%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Cincinnati Interagency Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cincinnati Interagency Federal Credit Union
Type
Federal credit union
NCUA charter #
7088
RSSD ID
268789
Primary regulator
NCUA
Established
1951
Headquarters
26 Martin Luther King Dr #G4, Cincinnati, OH 45220
Employees
5

Quick answers

Cincinnati Interagency Federal Credit Union: common questions

Is Cincinnati Interagency Federal Credit Union NCUA insured?

Yes. Cincinnati Interagency Federal Credit Union is a federally insured credit union (NCUA charter #7088). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cincinnati Interagency Federal Credit Union's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cincinnati Interagency Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Cincinnati

InstitutionScoreAssetsCapitalProblem loansCompare
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
Children'S Medical Center Federal Credit UnionCredit union Cincinnati, OH91 out of 100, Very strong$46.8M20.3%0.52%vs
Northern Kentucky Federal Credit UnionCredit union Highland Height, KY91 out of 100, Very strong$43.1M14.0%0.29%vs
Deca Credit UnionCredit union Cincinnati, OH90 out of 100, Very strong$7.6M18.9%0.45%vs
St. James Parish Credit UnionCredit union Cincinnati, OH90 out of 100, Very strong$5.9M21.8%0.00%vs
Spring Valley BankBank Wyoming, OH89 out of 100, Very strong$113.6M34.1%0.43%vs