Side-by-side · Q2 2026 data
Cincinnati Interagency Federal Credit Union vs Members Trust Federal Credit Union
Credit union
Cincinnati Interagency Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Metric by metric
| Measure | Cincinnati Interagency Federal Credit Union | Members Trust Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 87 |
| Capital cushion | 100 | 100 |
| Loan quality | 73 | 98 (stronger) |
| Earnings | 98 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 92nd | 83rd |
| Total assets | $30.8M | $23.4M |
| Deposits / shares | $24.9M | $18.8M |
| Capital ratio | 18.24% | 19.11% (stronger) |
| Problem loans | 0.82% | 0.05% (stronger) |
| Net charge-offs | 0.56% | 0.00% (stronger) |
| Return on assets | 1.96% (stronger) | 0.67% |
| Loans ÷ deposits | 49.5% (stronger) | 70.0% |
| Uninsured deposits | 2.1% (stronger) | 2.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cincinnati Interagency Federal Credit Union has the higher TellerScore (92 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Cincinnati Interagency Federal Credit Union leads on 4 and Members Trust Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.