Side-by-side · Q2 2026 data
Cinfed Federal Credit Union vs Sharefax Credit Union
Metric by metric
| Measure | Cinfed Federal Credit Union | Sharefax Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 59 |
| Capital cushion | 66 (stronger) | 48 |
| Loan quality | 90 (stronger) | 63 |
| Earnings | 53 (stronger) | 44 |
| Funding & liquidity | 61 | 80 (stronger) |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 57th | 19th |
| Total assets | $863.2M | $720.8M |
| Deposits / shares | $723.6M | $643.0M |
| Capital ratio | 11.56% (stronger) | 9.82% |
| Problem loans | 0.30% (stronger) | 1.11% |
| Net charge-offs | 0.21% (stronger) | 0.32% |
| Return on assets | 0.84% (stronger) | 0.59% |
| Loans ÷ deposits | 99.5% | 80.6% (stronger) |
| Uninsured deposits | 0.4% (stronger) | 8.4% |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | 15.3% |
Cinfed Federal Credit Union has the higher TellerScore (72 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Cinfed Federal Credit Union leads on 6 and Sharefax Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.