Side-by-side · Q2 2026 data
Cit-Co Federal Credit Union vs A.C.P.E. Federal Credit Union
Metric by metric
| Measure | Cit-Co Federal Credit Union | A.C.P.E. Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 83 (stronger) |
| Capital cushion | 54 | 68 (stronger) |
| Loan quality | 83 | 84 (stronger) |
| Earnings | 100 (stronger) | 89 |
| Funding & liquidity | 92 | 95 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 65th | 72nd |
| Total assets | $32.9M | $78.1M |
| Deposits / shares | $29.4M | $68.9M |
| Capital ratio | 10.40% | 11.75% (stronger) |
| Problem loans | 0.51% | 0.47% (stronger) |
| Net charge-offs | 0.12% | 0.09% (stronger) |
| Return on assets | 4.50% (stronger) | 1.74% |
| Loans ÷ deposits | 68.7% | 65.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 8.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
A.C.P.E. Federal Credit Union has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Cit-Co Federal Credit Union leads on 2 and A.C.P.E. Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.