A.C.P.E. Federal Credit Union is a federal credit union headquartered in Laramie, Wyoming, in business for about 69 years. At the end of Q2 2026 it reported $78.1M in total assets and $68.9M in member shares and deposits, with 1 office.
A.C.P.E. Federal Credit Union has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,479 credit unions with under $100 million in assets. Among 18 credit unions headquartered in Wyoming, it ranks 5th. Funding & liquidity contributes the most (95/100, 65% loans-to-deposits, 8% uninsured); capital cushion contributes the least (68/100, 11.75%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (79 → 83), mostly because the funding & liquidity component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 77 |
| Q4 2024 | 77 |
| Q1 2025 | 77 |
| Q2 2025 | 79 |
| Q3 2025 | 77 |
| Q4 2025 | 77 |
| Q1 2026 | 81 |
| Q2 2026 | 83 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.32% |
| Q3 2024 | 10.52% |
| Q4 2024 | 10.92% |
| Q1 2025 | 10.90% |
| Q2 2025 | 11.16% |
| Q3 2025 | 11.12% |
| Q4 2025 | 11.18% |
| Q1 2026 | 11.46% |
| Q2 2026 | 11.75% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.37% |
| Q3 2024 | 0.20% |
| Q4 2024 | 0.40% |
| Q1 2025 | 0.64% |
| Q2 2025 | 0.60% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.68% |
| Q1 2026 | 0.49% |
| Q2 2026 | 0.47% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.44% |
| Q3 2024 | 1.57% |
| Q4 2024 | 1.58% |
| Q1 2025 | 1.77% |
| Q2 2025 | 1.81% |
| Q3 2025 | 1.66% |
| Q4 2025 | 1.60% |
| Q1 2026 | 1.68% |
| Q2 2026 | 1.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $78.1M | 11.75% | 0.47% | 1.74% | 65.5% |
| Q1 2026 | 81 | $77.1M | 11.46% | 0.49% | 1.68% | 68.4% |
| Q4 2025 | 77 | $76.1M | 11.18% | 0.68% | 1.60% | 71.2% |
| Q3 2025 | 77 | $73.8M | 11.12% | 0.66% | 1.66% | 73.7% |
| Q2 2025 | 79 | $71.1M | 11.16% | 0.60% | 1.81% | 78.1% |
| Q1 2025 | 77 | $69.7M | 10.90% | 0.64% | 1.77% | 78.5% |
| Q4 2024 | 77 | $66.8M | 10.92% | 0.40% | 1.58% | 82.4% |
| Q3 2024 | 77 | $66.7M | 10.52% | 0.20% | 1.57% | 84.1% |
| Q2 2024 | 74 | $64.9M | 10.32% | 0.37% | 1.44% | 83.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wyoming
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Education Federal Credit UnionCredit union Cheyenne, WY | 77 out of 100, Strong | $87.2M | 10.3% | 0.20% | vs |
| Pathfinder Federal Credit UnionCredit union Casper, WY | 76 out of 100, Strong | $68.6M | 11.6% | 0.64% | vs |
| Cit-Co Federal Credit UnionCredit union Sheridan, WY | 80 out of 100, Strong | $32.9M | 10.4% | 0.51% | vs |
| Cheyenne-Laramie County Employees Federal Credit UnionCredit union Cheyenne, WY | 85 out of 100, Very strong | $31.9M | 15.4% | 1.44% | vs |
| Powell Schools Federal Credit UnionCredit union Powell, WY | 59 out of 100, Moderate | $3.9M | 7.3% | 0.00% | vs |
| Guernsey Community Federal Credit UnionCredit union Guernsey, WY | 51 out of 100, Below average | $1.8M | 21.3% | 19.81% | vs |
Deposit insurance
Is my money safe at A.C.P.E. Federal Credit Union?
Yes. A.C.P.E. Federal Credit Union is a federally insured credit union (NCUA charter #11867). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.2% of shares and deposits ($5.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.75%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
A.C.P.E. Federal Credit Union lists 1 office in 1 city. Most locations:
- Laramie, WY (1)
Identity & history
Profile
- Legal name
- A.C.P.E. Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 11867
- RSSD ID
- 829386
- Primary regulator
- NCUA
- Established
- 1957
- Headquarters
- 2835 E Grand Ave, Laramie, WY 82070
- Employees
- 15
Quick answers
A.C.P.E. Federal Credit Union: common questions
Is A.C.P.E. Federal Credit Union NCUA insured?
Yes. A.C.P.E. Federal Credit Union is a federally insured credit union (NCUA charter #11867). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is A.C.P.E. Federal Credit Union's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does A.C.P.E. Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Laramie
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pinnacle Bank - WyomingBank Cody, WY | 77 out of 100, Strong | $1.3B | 10.7% | 0.26% | vs |
| Riverstone BankBank Eagle, NE | 76 out of 100, Strong | $593.4M | 9.7% | 0.05% | vs |
| First National Bank of OmahaBank Omaha, NE | 72 out of 100, Strong | $34.2B | 10.8% | 0.78% | vs |
| ANB BankBank Denver, CO | 64 out of 100, Moderate | $2.9B | 9.5% | 0.37% | vs |
| First Interstate BankBank Billings, MT | 62 out of 100, Moderate | $25.8B | 9.4% | 1.12% | vs |
| Stagepoint Federal Credit UnionCredit union Laramie, WY | 62 out of 100, Moderate | $131.0M | 8.5% | 0.14% | vs |