Side-by-side · Q2 2026 data
Citadel Federal Credit Union vs Members 1st Federal Credit Union
Credit union
Members 1st Federal Credit Union
Enola, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Citadel Federal Credit Union | Members 1st Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 88 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 89 (stronger) | 76 |
| Earnings | 39 | 100 (stronger) |
| Funding & liquidity | 55 | 64 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 27th | 96th |
| Total assets | $6.9B | $8.7B |
| Deposits / shares | $5.8B | $7.3B |
| Capital ratio | 9.31% | 15.13% (stronger) |
| Problem loans | 0.33% (stronger) | 0.73% |
| Net charge-offs | 0.39% (stronger) | 0.58% |
| Return on assets | 0.46% | 2.38% (stronger) |
| Loans ÷ deposits | 104.8% | 96.2% (stronger) |
| Uninsured deposits | 12.8% | 10.2% (stronger) |
| Offices | 11 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.0% | — |
Members 1st Federal Credit Union has the higher TellerScore (88 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Citadel Federal Credit Union leads on 2 and Members 1st Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.