Side-by-side · Q2 2026 data
Citibank, National Association vs Pathward, National Association
Metric by metric
| Measure | Citibank, National Association | Pathward, National Association |
|---|---|---|
| TellerScore | 60 (stronger) | 50 |
| Capital cushion | 29 | 49 (stronger) |
| Loan quality | 78 (stronger) | 0 |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 64 | 75 (stronger) |
| Problem-loan coverage | 95 (stronger) | 45 |
| Peer percentile | 37th | 7th |
| Total assets | $2.0T | $7.3B |
| Deposits / shares | $1.5T | $6.0B |
| Capital ratio | 7.87% | 9.91% (stronger) |
| Problem loans | 0.66% (stronger) | 5.28% |
| Net charge-offs | 1.06% | 0.86% (stronger) |
| Return on assets | 1.06% | 2.81% (stronger) |
| Loans ÷ deposits | 47.8% (stronger) | 85.6% |
| Uninsured deposits | 47.8% | 12.7% (stronger) |
| Offices | 947 | 1 |
| CFPB complaints (3 yrs) | 55,168 | — |
| Complaints per $1B deposits | 35.6 | — |
| Mortgage denial rate (HMDA) | 24.0% | — |
Citibank, National Association has the higher TellerScore (60 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Citibank, National Association leads on 3 and Pathward, National Association on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.