Side-by-side · Q2 2026 data
Citizens Alliance Bank vs Lake Region Bank
Metric by metric
| Measure | Citizens Alliance Bank | Lake Region Bank |
|---|---|---|
| TellerScore | 47 | 84 (stronger) |
| Capital cushion | 48 | 54 (stronger) |
| Loan quality | 51 | 97 (stronger) |
| Earnings | 28 | 94 (stronger) |
| Funding & liquidity | 39 | 98 (stronger) |
| Problem-loan coverage | 80 | 99 (stronger) |
| Peer percentile | 5th | 86th |
| Total assets | $1.4B | $153.0M |
| Deposits / shares | $1.2B | $139.1M |
| Capital ratio | 9.81% | 10.43% (stronger) |
| Problem loans | 1.48% | 0.09% (stronger) |
| Net charge-offs | -0.00% | -0.04% (stronger) |
| Return on assets | 0.20% | 1.85% (stronger) |
| Loans ÷ deposits | 82.0% | 53.8% (stronger) |
| Uninsured deposits | 49.9% | 16.6% (stronger) |
| Offices | 19 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | — |
Lake Region Bank has the higher TellerScore (84 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Citizens Alliance Bank leads on 0 and Lake Region Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.